chris scarfo
Chris Scarfo is the co-founder of Lending Gurus, a financial guidance marketplace that connects consumers and small businesses with vetted lending partners through a fast, conversation-based matching process.
Before building Lending Gurus, Chris spent years in commercial banking as a Senior Business Banker and Vice President, working directly with business owners on lending, treasury services, and growth financing. He understands the lending process from both sides of the table what lenders actually look for, and what business owners rarely get told upfront.
That experience is what shaped Lending Gurus: a platform built to cut through the noise and get people to the right funding partner faster.
He writes about small business funding, working capital, credit strategy, and the practical side of borrowing — with no jargon and no sales pitch.
Contact: chris@lendinggurus.com
Company: lendinggurus.com
Location: Roseville, CA
chris scarfo`s ARTICLES
70–90% Advances: How Invoice Financing Works for U.S. SMBs
Apply for a Personal Loan With a 580 Score: How to Prequalify Safely
Line of Credit Requirements: What Lenders Actually Check
Hard Pull vs Soft Pull: What Each Means for Your Credit
Invoice Factoring Costs: How to Find the Real Price
Line of Credit vs Credit Card: Which One Fits Your Needs?
Ask guru
Not sure what type of funding fits your situation?
Tell Guru what you’re working with. Three questions and we’ll point you to the right match — no forms, no sales calls.





