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chris scarfo

Co-Founder, Lending Gurus

Chris Scarfo is the co-founder of Lending Gurus, a financial guidance marketplace that connects consumers and small businesses with vetted lending partners through a fast, conversation-based matching process.

Before building Lending Gurus, Chris spent years in commercial banking as a Senior Business Banker and Vice President, working directly with business owners on lending, treasury services, and growth financing. He understands the lending process from both sides of the table what lenders actually look for, and what business owners rarely get told upfront.

That experience is what shaped Lending Gurus: a platform built to cut through the noise and get people to the right funding partner faster.

He writes about small business funding, working capital, credit strategy, and the practical side of borrowing — with no jargon and no sales pitch.

Contact: chris@lendinggurus.com

Company: lendinggurus.com
Location: Roseville, CA

chris scarfo`s ARTICLES

Small business owner reviewing loan marketplace materials
Growth & Scaling
Top 5 Fundbox Alternatives Small Business Marketplaces 2026
Explore 5 Fundbox alternatives and compare small business marketplaces. Find the right funding solution to fit your cash flow management needs.
17 min read
July 13, 2026
Woman discussing financial platform alternatives on laptop
Growth & Scaling
Top 4 Mercury Alternatives in 2026
Explore 4 Mercury alternatives to make informed choices about safe and effective options for various applications this 2026.
14 min read
July 13, 2026
Small business owner reviewing financial documents at desk
Business Funding
Working Capital Line of Credit: Small Business Guide
Unlock your business potential with a working capital line of credit. Access funds for operational expenses and enjoy flexible repayment options.
10 min read
July 12, 2026
Personal Loan vs. Credit Card
Personal Finance
Personal Loan vs. Credit Card: Which One Actually Costs Less
When you need access to money quickly, two options come up most often: a personal loan or a credit card. Both work. Both have trade-offs. And depending on how you use them, one is often significantly cheaper than the other. How the Interest Works Differently A personal loan is installment debt. You borrow a fixed…
3 min read
July 10, 2026
Business Credit Score
Credit & Financials
Business Credit Score vs. Personal Credit Score: What’s the Difference
Most small business owners assume their personal credit score is the only number that matters when they apply for financing. That's true early on but it doesn't stay true for long. As your business grows, it builds its own credit profile. Understanding how business credit scores work is one of the more practical steps you…
3 min read
July 5, 2026
Business Funding
Business Funding
What Lenders Actually Look at Before Approving a Business Loan
Most business owners apply for a loan and hope for the best. The ones who actually get funded understand the process before they start it. Lenders are not trying to find reasons to approve you. They're trying to find reasons to say no. Knowing what they're looking at and why changes how you prepare, what…
4 min read
July 1, 2026
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