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Personal loans

Medical loans

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Cover medical or dental bills on a fixed plan.

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Before you borrow, ask the provider for an itemized bill, a cash discount or a payment plan. Many will work with you.

If you still need to finance it, a personal loan turns the bill into one fixed monthly payment with an end date.

Before you apply

  • Ask for an itemized bill and check for errors.
  • Ask about interest-free payment plans.
  • Borrow only the remaining balance.

Questions

Can I use a personal loan for dental work?

Yes. Personal loans can cover medical, dental and vision costs.

Should I put it on a credit card instead?

A fixed-rate loan is often cheaper than carrying a card balance for months.

What if my provider offers a payment plan?

If it is interest-free, use it first.

More: all personal loans · loan calculator · requirements

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Lending Gurus compares options and doesn’t lend. We may earn a referral fee when you apply through our links, but no lender pays for a review or a score, and partner status never changes one. Advertiser disclosure.