Home improvement loans
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Fund a project without tapping home equity.
Compare offersA personal loan lets you pay for a new roof, kitchen or repair without putting your house up as collateral. It is usually faster to get than a home equity loan.
Get contractor quotes first so you borrow the right amount, and keep a cushion for surprises.
Before you apply
- Get two or three written quotes.
- Leave a cushion for overruns.
- Compare the cost with a home equity option if you have equity.
Questions
Is a personal loan better than a HELOC?
It is faster and does not use your home as collateral, but rates can be higher.
Can I pay my contractor directly?
Usually the funds go to you, and you pay the contractor.
What size projects fit a personal loan?
Anything from a small repair to a major remodel, up to $100,000 through MoneyLion.
More: all personal loans · loan calculator · requirements
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Lending Gurus compares options and doesn’t lend. We may earn a referral fee when you apply through our links, but no lender pays for a review or a score, and partner status never changes one. Advertiser disclosure.