What is Invoice Financing?

Inovice financing is a versatile funding option that uses your outstanding invoices as collateral. This means you can access capital without relying solely on your credit score.

Key Features

  • Improve Cash Flow: Free up tied-up funds to support your business operations.
  • Flexible Financing: Use as a line of credit for ongoing needs.
  • Accommodates Various Payment Terms: Suitable for net 30 to 120-day payment terms.

Minimum qualifications

  • 650 minimum FICO credit score
  • 3+ Years in business
  • Loans over $350,000 require real estate collateralt

What you’ll need to apply

  • Last 6 Months of Business Bank Statements
  • Business Debt Schedule
  • 2 Years Business Tax Returns
  • Interim YTD Financials (Profit & Loss Statement & Balance Sheet)

Turn Unpaid Invoices into Cash Flow

Keep cash on hand

Keep cash on hand

  • Maintaining liquidity allows you more flexibility to run, reinvest, and grow your business.

More and better options

  • Qualifying businesses can typically attract more options from lenders with more favorable terms than alternatives.
More and better options
Turn debt into credit

Turn debt into credit

  • Shift existing term or fixed debt into a line of credit for even more liquidity and leverage to grow.

Borrow big or small

  • Financing ranges from $10,000 to $10,000,000 to fit short-term needs or big business moves.
Borrow big or small

Funding Made Simple

No loan expertise needed. Our dedicated team makes getting funded fast and hassle-free. Apply now or call us for personalized support.